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How to Close a Checking Account
The actual process of closing the account can be done fairly quickly, but preparation that needs to be completed beforehand. Since checking accounts are usually the center of many consumers’ financial existence, there’s lots of transactions flowing in and out of them. It’s important to take the proper steps to switch your automatic transactions into your new account before closing your old one. Most institutions allow you to close your checking account at a branch or over the phone, but be aware that some charge a fee if an account is closed within a certain period of days of it being opened.
What is mobile check deposit?
Mobile Check Deposit allows you to deposit checks into your bank account by taking a picture of the front and back of an endorsed check with a compatible smartphone or tablet. Most banks do not charge a fee for mobile check deposit. It’s usually included with the institution’s mobile banking application. In some cases, banks pose limits on the check amount or number of checks you can deposit. Some limits are set per check, per day and per month. Banks may also restrict the type of check being deposited. Be sure to check with your bank before making any deposits.
Tips About Checking Accounts and Reloadable Debit Cards
Earning interest on your checking account nowadays is, well, difficult. And when you do, it's not easy get an interest rate that's very impressive. If you're looking for ways to earn money, your time may be better spent looking at savings accounts, money market accounts, or more long term investments like IRAs, bonds, or mutual funds. Read more...
Most people comfortably use debit cards nowadays, but the benefits they offer are not always clear. Here's a breakdown of how debit cards work and the rewards programs frequently offered with them. Read more...
Mobile banking takes a lot of the features of online banking and brings them to your cell or smart phone. Depending on who you bank with, mobile banking might save you a trip to a bank branch. All of the mobile banking features apply to your checking account, but some mobile banking apps allow access to your savings accounts and credit card balances as well. Read more...