FABB Profile of Digital Credit Union (DCU)

About Digital Credit Union (DCU)

Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been chosen as the credit union for more than 800 companies and organizations.

DCU serves more than 388,000 members and their families in all 50 states. With headquarters in Marlborough, Massachusetts, DCU is the largest credit union headquartered in New England as measured by assets and is among the top 25 nationwide.

Members access their accounts at DCU through the Internet, ATMs, telephone, community branches in Massachusetts and New Hampshire, as well as thousands of CU Service Center locations nationwide. In fact, half of DCU members never use a DCU branch.

Digital Credit Union (DCU) Checking Account

Free Checking Account

  • Earns interest on balances*
  • Overdraft Protection available
  • Free linked savings account
  • Online Bill Pay
  • Mobile banking
  • Deposit checks from mobile phone
  • Person-to-Person Payments
  • Surcharge-Free ATM Access
  • Debit card
  • ATM fee reimbursements
  • Unlimited check writing
  • Free or discounted check printing
  • Monthly eStatements available

*Fees may reduce earnings

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Digital Credit Union (DCU) / Money Market Accounts

Digital Credit Union (DCU) Account Name Annual Percentage Yield* Minimums to avoid fee
Savings 6.17%
Money Market 0.45% to 0.55%

*Variable rate may change. Fees may reduce earnings. Please visit Digital Credit Union (DCU) to confirm the rate is accurate.

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