Minimum Opening Deposit
A $50.00 deposit is required to open this account.
You must be a student 25 or younger to open this account.
Monthly Service Fee
This account has no service fee.
Debit Cards & Using ATMs
Regions Cashback Rewards
This account includes 'Regions Cashback Rewards' to put money back into your account based on your debit card usage at participating retailers. There is no annual fee for this card.
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per statement cycle.
International ATM Usage Fee
There is a $5.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as a small percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs, deposit checks;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs, deposit checks; - A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Deposit Checks with Mobile Phone
There is no fee for a standard mobile check deposit. There is also an option for processing for immediate availability for 1%-4% of check amount per item deposited with a $5 minimum fee
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0 and more.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
The cost of Regions custom-style single-wallet student 40 pack will be $16, and a 50% discount will apply to first orders of this, collegiate and any other personal style checks.
Monthly Paper Statements
There is a $3.00 monthly fee to receive statements by mail. Enroll in E-Statements to avoid this fee.
Check Images with Statements
Images of canceled checks may be included in monthly statements for a fee of $4.00.
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 for all overdrafts.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee - Funds are transferred in fixed increments of $100.00.From a linked Credit Card Account:- No Transfer fee - Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- No Transfer fee. Funds are transferred in fixed increments of $100.00.
About Regions Bank
We know that our customers have a choice when it comes to banking. That's why it's important to have a real answer when people ask, "Why bank at Regions?"
Stability matters. A bank should be a stable and vital part of your community, not just do business there.
Easier banking matters. We always keep in mind that, while life is sometimes complicated, banking shouldn't be.
Expertise matters. You can always count on your Regions banker to give you sound advice to help get where you're going in life.
Personal service matters. There's no such thing as a one-size-fits-all banking solution. That's why we work with our customers to find the right answers for their individual needs.