Minimum Opening Deposit
A $1,500.00 deposit is required to open this account.
$1,500.00
Monthly Service Fee
The Monthly Maintenance Fee of $15.00 can be waived by:- Maintaining a minimum daily balance of $1,500.00
$15.00
Annual Percentage Yield (APY)
The account earns 0.03% for balances over $1,500.00. 0.05% @ $15,000.00
up to 0.25%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
PinPoint Cash Back Rewards
$0.00/yr
Surcharge-Free ATM Access
None
Yes
Non-affiliated ATM Usage Fee
There is a $2.00 fee each time you use a non-affiliated ATM.
$2.00/per use
International ATM Usage Fee
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as a small percentage of the total amount withdrawn.
$2.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
People Pay-$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Front of check images returned with statements $7.00 back of check images returned with statement $2.00
$7.00/month
Online Statements
You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Initial Returned Item Fee
The Insufficient Funds Fee is $33.00 per overdraft.*Note: The fee is only $10.00 for overdrafts of $10.49 or less.
$33.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $15.00;- Funds are transferred in fixed increments of $100.00.
Available
About Bankers Trust
Through our commitment to diversity, personal service, leadership and stability, customers can feel confident in our ability to meet their needs, and our promise to help this community grow.