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Home » Checking Accounts

"Interest Checking" fromBankers Trust

  • Website
  • (515) 245-2426

The Basics

Minimum Opening Deposit A $1,500.00 deposit is required to open this account.
$1,500.00
Monthly Service Fee The Monthly Maintenance Fee of $15.00 can be waived by:- Maintaining a minimum daily balance of $1,500.00
$15.00
Annual Percentage Yield (APY) The account earns 0.03% for balances over $1,500.00. 0.05% @ $15,000.00
up to 0.25%%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Debit Card with Rewards PinPoint Cash Back Rewards
$0.00/yr
Surcharge-Free ATM Access None
Yes
Non-affiliated ATM Usage Fee There is a $2.00 fee each time you use a non-affiliated ATM.
$2.00/per use
International ATM Usage Fee There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as a small percentage of the total amount withdrawn.
$2.00/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments People Pay-$0.00
Free
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements Front of check images returned with statements $7.00 back of check images returned with statement $2.00
$7.00/month
Online Statements You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Yes
Online Check Images Images of canceled checks can be viewed online.
Yes

Overdrawing the Account

Initial Returned Item Fee The Insufficient Funds Fee is $33.00 per overdraft.*Note: The fee is only $10.00 for overdrafts of $10.49 or less.
$33.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $15.00;- Funds are transferred in fixed increments of $100.00.
Available

About Bankers Trust

Through our commitment to diversity, personal service, leadership and stability, customers can feel confident in our ability to meet their needs, and our promise to help this community grow.

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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