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Home » Checking Accounts

"Senior Signature Relationship Checking" fromNational Penn Bank

  • Website
  • 1.800.822.3321

The Basics

Minimum Opening Deposit A $25.00 deposit is required to open this account.
$25.00
Account Restrictions You must be a senior 62 or older to open this account.
Seniors
Monthly Service Fee At least one account holder must be age 62 or older
$0.00
Annual Percentage Yield (APY) The account earns 0.04% for balances over $1,000.00 0.05% @$10,000 0.08% @ $25,000.00 0.15% @ $50,000.00
up to 0.15%%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone This feature is available on National Penn's Check Deposit app for iPhone and Android mobile devices.
Free
Email Alerts
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks The first order of 'basic' checks is free for all new account holders.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
$2.00/month
Online Statements
Yes
Online Check Images Images of canceled checks can be viewed online for 18 months.
Yes

Overdrawing the Account

Negative Balance Fee There is a $15.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance.
Yes
Returned Item Fee
$38.00/per item
Overdraft Protection This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.
Available

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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