Minimum Opening Deposit
A $25 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $6.95 can be waived by: Keeping a $1,500 average daily balance; - OR by having combined monthly direct deposits totaling $1,000 or more - OR being 65 years of age or older.
$6.95
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at all Money Pass ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. There is an additional international withdrawal fee equal to a small percentage of the amount withdrawn.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:A text messaging service to receive alerts. A mobile-browser website to view account balances, view recent activity, transfer funds, locate ATMs;- A downloadable mobile application for iPhone, Blackberry, and Android to view account balances, view recent activity, transfer funds.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Zelle-$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- Priority Online Account notifications (i.e., change of password);- When eStatement is ready.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$2.00 fee for Paper Statements waived if enrolled in eStatements
$2.00/month
Check Images with Statements
$2.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $36.00 fee for a negative balance after 7 calendar days with less than a $0.00 balance. After that, this fee is assessed after every 7 days with a negative balance.
Yes
Initial Returned Item Fee
There is a $36.00 fee for each overdraft over $5.01.
$36.00/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $12.50. The transfer fee is charged for per day;- Funds are transferred in fixed increments of $50.00.From a linked Credit Card Account:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred in fixed increments of $50.00.From a linked Overdraft Line of Credit:- Transfer fee of $12.50. The transfer fee is charged per day;- Funds are transferred in fixed increments of $50.00.