Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
No Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Surcharge-Free ATM Access
Surcharge-free ATM access is available at participating merchants located in Oklahoma. See website for details.
Yes
Non-affiliated ATM Usage Fee
There is a $2.00 fee each time you use a non-affiliated ATM.
$2.00/per use
International ATM Usage Fee
There is a $2.00 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$2.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
$0.00 thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $2.00 monthly fee to receive Paper Statements. Waived if enrolled in Estatements
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 3 months.
Yes
Overdrawing the Account
Free Account Overdraft
You can overdraw this account one time per year before being assessed an insufficient funds fee.
Yes
Returned Item Fee
The Insufficient Funds Fee is $32.50 per overdraft. One fee per year is refunded
$32.50/per item
Overdraft Protection
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee - Funds are transferred to bring the account balance to $0.00.From a linked Money Market Account:- No Transfer fee - Funds are transferred to bring the account balance to $0.00. From a liked Line of Credit: No Transfer fee Funds are transferred to bring the account balance to $0.00
Available
About Bank of Oklahoma
"Bank of Oklahoma - Long Live Your Money." Bank of Oklahoma is based in Tulsa and has over 90 locations in Oklahoma. Part of the BOKF Corp family of banks, it offers checking, savings, loan, investment, and wealth management services to individuals and companies in Oklahoma. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."