Minimum Opening Deposit
Account may be opened with a deposit of any amount.
$0.00
Monthly Service Fee
$0.00
Annual Percentage Yield (APY)
1.00% if using direct deposit and for first $50,000.00 0.50% on balances above $50,000.00 0.25% if not using direct deposit
2.50%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
15% cash back at local establishments when you pay with your SoFi debit card