Minimum Opening Deposit
This account requires a direct deposit to receive its benefits. A $5.00 deposit is required to open this account.
Monthly Service Fee
This is a high-yield interest checking account. You can earn 1.00% on balances up to $10,000.00. The rate for balances over $10,000.00 is 0.05%. The rate if you do not qualify for the bonus rate is 0.00%.To qualify for the bonus rate, each month you must: - Make at least 20 debit card purchases; - Have at least one direct deposit; - Receive monthly statements electronically.
up to 0,85%
Debit Cards & Using ATMs
Debit Card with Rewards
Park Community Points-earn points for everyday purchases
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:- Up to $15.00 total in rebates per month.Rebates are credited to your account at the end of the statement cycle.To qualify, you must meet the same requirements that satisfy the bonus interest rate.
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all MoneyPass Network, Republic Bank and Alliance One Network ATM locations.
Non-affiliated ATM Usage Fee
There is a $1.00 fee when withdrawing from unaffiliated ATMs after seven free transactions per month. Also, no additional withdrawal fee from Moneypass, AllianceOne, and Republic Bank ATMs on your first 7 withdrawals each month.
International ATM Usage Fee
There is a fee calculated as a small percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, receive alerts;- A downloadable mobile application to view account balances, view recent activity, transfer funds, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone and iPad mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid;- Interest rate changes.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
$1.00 fee waived if enrolled in eStatements
Check Images with Statements
In order to receive the HI dividend, you must elect to receive e-statements.
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $32.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No transfer fee for the first 2 transfers each month.- Transfer fee of $5.00 afterwards. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.>From a linked Overdraft Line of Credit:- No transfer fee.- Funds are transferred to bring the account balance to $0.00.- You must qualify for the Line of Credit.
About Park Community Credit Union
Park Community's membership is open to those who live or work in our select community areas. Our mission is to provide our members with products and services that save you time, make you money, provide convenience, and give you peace of mind. Park Community has what it takes to be your complete financial provider: savings, checking, share certificates, IRAs, auto loans, mortgages, children's accounts, business accounts, investment services, and much more. You won't find a better combination of service, rates and resources anywhere. Everything you need to live your life your way is at Park Community.