Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all MoneyPass Network ATM locations.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
3% of the total transaction amount for transactions made at ATMs outside the U.S.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
$0.00 Thru Zelle
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
$2.00 fee to receive paper statements, waived if receiving eStatements
Check Images with Statements
Online Check Images
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $32.50 per overdraft. One fee per year is refunded
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.
About Bank of Arkansas
"Bank of Arkansas - Long Live Your Money." Bank of Arkansas is based in Fayetteville and offers financial services from locations in Fayetteville and Bentonville. Part of the BOKF Corp, they offer checking, savings, loan, investment, and wealth management services to individuals and companies in Arkansas. From BOFK's website: "[Our] vision is to provide sophisticated nationally competitive products with personal responsive client service."