Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
No Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
1% cash back on debit card purchases up to $20 on the last day of statement cycle
$0.00/yr
ATM Fee Reimbursements
Up to $50.00 a month of other banks ATM fees rebated
Yes
Non-affiliated ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM.
$1.00/per use
International ATM Usage Fee
There is a $1.00 fee each time you use a non-affiliated ATM. Rebates of these fees are possible, based on combined relationship balances.
$1.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free thru People Pay
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free First Order of Checks
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $10.00 fee for a negative balance after 3 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Yes
Initial Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft. If Combined Relationship Balance is greater then $25,000.00, 1 fee per month is waived
$35.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00. -If Combined Relationship Balance is greater then $25,000, one fee is waived per statement cycle From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.