Minimum Opening Deposit
A $500.00 deposit is required to open this account.
Monthly Service Fee
Annual Percentage Yield (APY)
The account earns 0.02% interest.
Debit Cards & Using ATMs
ATM Fee Reimbursements
Full reimbursement of other banks' surcharges.
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all SUM Network ATM locations.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- A specific Deposit posts to your accounteen accounts
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders. The first order of 'premium' checks is discounted by $12.00 for all new account holders.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online for 13 months.
Overdrawing the Account
Returned Item Fee
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.