Minimum Opening Deposit
A $500.00 deposit is required to open this account.
$500.00
Monthly Service Fee
$0.00
Annual Percentage Yield (APY)
The account earns 0.02% interest.
0.02%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
Full reimbursement of other banks' surcharges.
Yes
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all SUM Network ATM locations.
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- A specific Deposit posts to your accounteen accounts
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
The first order of 'basic' checks is free for all new account holders. The first order of 'premium' checks is discounted by $12.00 for all new account holders.
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 13 months.
Yes
Overdrawing the Account
Returned Item Fee
$0.00
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.