Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining a minimum daily balance of $1,500.00;- Make 15 purchases with your debit card every month.
Debit Cards & Using ATMs
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs for up to $10.00 total in rebates per month.Each rebate is credited to your account the same business day of the transaction.
Surcharge-Free ATM Access
Surcharge-free ATM access is available at all SUM Network ATM locations.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the Android and iPhone applications.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- Confirmation that bills have been paid;- A specific Deposit posts to your accounteen accounts
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
You can receive monthly statements electronically, but if you do, you will not receive statements by mail.
Online Check Images
Images of canceled checks can be viewed online for 13 months.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Annual fee of $25.00;- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.