Minimum Opening Deposit
No opening deposit is required to open this account..
$0.00
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by maintaining a daily balance of $10,000 or more. This account will convert to a Checking with Interest account if balance drops below this amount.
Surcharge-Free ATM Access
Surcharge-free ATM access is available at Gold Key Network ATM locations. No fees
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports a text messaging service to receive alerts and a downloadable mobile application to access your account.
Free
Deposit Checks with Mobile Phone
Available thru app
Free
Person-to-Person Payments
Zelle
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free basic checks, one box per order.
Yes
Monthly Paper Statements
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $34.00 fee charged on the 7th consecutive banking day of negative balance
Yes
Returned Item Fee
The Insufficient Funds Fee is $34.00 per overdraft.
$34.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer Fee- Funds are transferred to bring the account balance to $0.00.