Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining a monthly average balance of $1,000.00;OR- Have a monthly recurring direct deposit of $500.00 or more.OR- Perform 10 or more Point-of-Sale (POS) transactions per statement cycle using your Investors Bank YourStyle Visa Debit Card linked to this account.
Debit Cards & Using ATMs
Debit Card with Rewards
This account includes U Choose Rewards program to earn points for gifts and other items. There is no annual fee for this card.
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM after 4 uses per month.
International ATM Usage Fee
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free thru Zelle
This Email Alert feature enables you to receive warnings when your balance falls below a certain threshold.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Images of canceled checks can be viewed online for 6 months.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Statement Savings Account:- Transfer fee of $10.00. The transfer fee is charged for every $100.00 of negative balance;- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.