Minimum Opening Deposit
Account may be opened with a deposit of $50.00 or more.
Monthly Service Fee
There are no Monthly Maintenance Fees with this account.
This is a high-yield interest checking account. You can earn 1.10% on balances up to $15,000.00. The rate for balances over $15,000.00 is 0.15%. The rate if you don't qualify for the bonus is 0.05%.To qualify for the bonus rate, each month you must: - Make at least 10 debit card purchases; - Have at least one direct deposit OR at least one automatic payment; - Log into Online Banking at least once; - Receive monthly statements electronically.
up to 1.10%
Debit Cards & Using ATMs
Westbury Bank Rewards
This account includes 'Westbury Bank Rewards' program to earn points for gifts and other items. There is no annual fee for this card.
ATM Fee Reimbursements
Automatic fee reimbursement, up to $25.00 per month as long as monthly account requirements are met.Rebates are credited to your account at the end of the statement cycle.To qualify, you must meet the same minimums required to receive other incentives.
Surcharge-Free ATM Access
Access to over 20,000 MoneyPass Network ATMS
Non-affiliated ATM Usage Fee
International ATM Usage Fee
There is a fee calculated as 1.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Negative Balance Fee
There is a $7.00 fee for a negative balance after 6 calendar days with less than a $0.00 balance. After that, this fee is assessed every 6 days with a negative balance.
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
About Westbury Bank
At Westbury Bank, we are a full-service neighborhood bank that offers personal attention and a full range of product and service offerings. Our approach is pretty simple: We treat you like our neighbor and serve you better because we're in your neighborhood. The money is earned in the community and is re-invested in the community. Our decisions are made at our branches and not by some corporate office out of the state.