Minimum Opening Deposit
A $25.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $8.00 can be waived by:- Maintaining an average daily balance of $20,000.00;- OR Maintaining an minimum combined daily balance of $100,000.00. The Monthly Service Fee is $3.00 if you have an average daily balance between $10,000.00-$19,999.00 OR minimum combined daily balance between $50,000.00-$99,999.00
Annual Percentage Yield (APY)
The account earns 0.05% for balances of $10,000 and over
Debit Cards & Using ATMs
Surcharge-Free ATM Access
Surcharge-Free access to your cash at all Money Pass ATM locations in the U.S.
Non-affiliated ATM Usage Fee
International ATM Usage Fee
There is a fee calculated as a small percentage of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on Washington Federal's iPhone and Android mobile application.
PopMoney-No fee for standard 3 day delivery, $10.00 for Express Payment next day delivery
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- The bad news that your account balance is below $0;- Confirmation that bills have been paid;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
Free 'basic' checks for account holders.
Monthly Paper Statements
Check Images with Statements
There is a $5.00 monthly fee to receive images of canceled checks with monthly statements.
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- No Transfer fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- No Transfer fee of $5.00;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- One-time set-up fee of $10.00;- Funds are transferred to bring the account balance to $0.00.