Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
The $2.00 monthly service fee can be waived if enrolled in eStatements
Annual Percentage Yield (APY)
0.01% with 0-11 transactions 0.25% with 11-20 transactions 0.75% with 21-30 transactions 1.50% with 31-45 transactions 3.04% with 46+ transactions Balances over $10,000.00 earn 0.10%
up to 3.04%%
Debit Cards & Using ATMs
Debit Card with Rewards
Change It Up Savings Program-every debit card purchase is rounded up to the nearest dollar, and the extra change is deposited into savings account
Non-affiliated ATM Usage Fee
There is a $2.00 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
2% of transaction amount if no currency converion, 3% of transaction amount if currency conversion
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free thru People Pay
You may schedule email alerts for various account activity including:- When you have a low balance.- When a deposit of a certain amount has been made.
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
First Order is free
Monthly Paper Statements
Check Images with Statements
You will be charged a $2.00 fee each month if you request check images with your paper statements.
Online Check Images
Check images available for viewing online.
Overdrawing the Account
Negative Balance Fee
There is a $6.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance. After that, this fee is assessed each additional day the account has a negative balance.
Returned Item Fee
The Insufficient Funds Fee is $34.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $7.00. The transfer fee is charged per day;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.