Minimum Opening Deposit
A $50.00 deposit is required to open this account.
You must be a senior 62 or older to open this account.
Monthly Service Fee
Debit Cards & Using ATMs
Surcharge-Free ATM Access
In addition to using Money Pass ATMs with no fee,you can also use ATMs for Zions Bank, Amegy, National Bank of Arizona, Califonia Bank & Trust and Nevada State Bank surcharge free
Non-affiliated ATM Usage Fee
The first fee is waived, $2.00 fee each time afterwards
International ATM Usage Fee
There is a fee calculated as 1.50% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free Thru Zelle
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
The first order of 'basic' checks is free for seniors.Reorders of 'basic' checks are free for seniors.
Monthly Paper Statements
Check Images with Statements
Online Check Images
Overdrawing the Account
Negative Balance Fee
$8.00 fee will be charged starting on the 5th day and each subsequent day the account is overdrawn by more then $10.00 for a maximum of 30 days per occurrence
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
This checking account has 3 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $8.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:- Transfer fee of $8.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $8.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.