Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by making 10 or more electronic payment transactions (e.g., Debit Card purchases or payments, online bill payments).
$10.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
Debit Rewards-debit card cash back rewards program-Debit Rewards offers are credited to your account within days of your purchase at participating merchants. There is no fee for this program
$0.00/yr
Non-affiliated ATM Usage Fee
$3.00 fee for using a non-affiliated ATM
$3.00/per use
International ATM Usage Fee
There is a $3.00 fee each time you use a ATM in another country.
$3.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, receive alerts;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android applications.
Free
Person-to-Person Payments
Person-2-Person Pay service is free
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
There is a $3.00 monthly fee to receive statements by mail.
$3.00/month
Check Images with Statements
Images of canceled checks are included in monthly statements.Images of canceled checks are included in monthly statements.
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $37.00 per overdraft.
$37.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:-No Transfer fee of - Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.