Minimum Opening Deposit
A $50.00 deposit is required to open this account.
Monthly Service Fee
The Monthly Service Fee of $10.00 can be waived by:- Maintaining a minimum daily balance of $1,500.00;- Maintaining an combined average daily balance of $10,000.00.
Annual Percentage Yield (APY)
The account earns 0.01% interest at $100,000.00
Debit Cards & Using ATMs
Non-affiliated ATM Usage Fee
1 free non-Amegy Bank ATM transactions per statement cycle, after that there is a $2.50 fee each time you use a non-affiliated ATM.
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
Electronic & Telephone Banking
Online Bill Pay
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Checks & Statements
Unlimited Check Writing
Free or Discounted Checks
The first order of basic checks is free for all new account holders.30% discount on any other check design
Monthly Paper Statements
There is a $2.00 monthly fee to receive statements by mail. Enroll in E-Statements to avoid this fee.
Check Images with Statements
There is a $5.00 monthly fee to receive images of canceled checks with monthly statements.
Online Check Images
Images of canceled checks can be viewed online.
Overdrawing the Account
Negative Balance Fee
Fee is charged if your account remains overdrawn more than $5.00 for 7 consecutive calendar days. The fee will be charged for up to three consecutive 7-calendar day periods that your account is overdrawn more than $5.00. Fee is $25.00 a week
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $7.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Transfer fee of $7.50. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.