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Home » Checking Accounts

"IBC Connection" fromInternational Bank of Commerce

  • Website
  • (956) 722-7611

The Basics

Minimum Opening Deposit A $100.00 deposit is required to open this account.
$100.00
Monthly Service Fee The Monthly Service Fee of $15.00 can be waived by:- Maintaining an minimum combined daily balance of $5,000.00;- Maintaining an combined average daily balance of $7,500.00.
$15.00
Annual Percentage Yield (APY) The account earns 0.08% for balances over $5,000.00 and 0.08% at $10,000.
0.08%%

Debit Cards & Using ATMs

Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee There is a $2.00 fee each time you use a non-affiliated ATM.
$2.00/per use
International ATM Usage Fee There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$2.50/per use

Electronic & Telephone Banking

Online Bill Pay
Free
Mobile & Text Banking This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Person-to-Person Payments PopMoney-$0.95 for standard 3 day delivery, $1.50 for next day delivery
$0.95/payment
Email Alerts This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free

Checks & Statements

Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$5.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes

Overdrawing the Account

Initial Returned Item Fee The Insufficient Funds Fee is $35.00 per overdraft. You will not be charged if account is overdrawn by $3.00 or less.
$35.00/per item
Overdraft Protection This checking account has 2 options for Overdraft Protection.From a linked Savings Account or an Alternate Checking Account:- Transfer fee of $12.00. The transfer fee is charged per day.- Funds are transferred to bring the account balance to $0.00.
Available

How We Get Our Information

We conduct our own research for all the institutions listed.

Our branch location database is sourced from the FDIC and is updated with information provided by banks and credit unions.

All deposit accounts in FindABetterBank are insured by the FDIC or NCUA.

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