Minimum Opening Deposit
A $50.00 deposit is required to open this account.
$50.00
Monthly Service Fee
The Monthly Service Fee of $18.00 can be waived for the first 3 months by:Having a combined balance in any combination of KeyBank checking and savings deposit accounts,CDs,retirement deposits, Key investment services and credit accounts is $10,000 or more OR Have a mortgage thru KeyBank and an ACH automatic payment deduction plan deducting $500 or more during a statement period OR You are a Key@Work program member and have direct deposits totalling at least $1,000 during a statement period.
$18.00
Annual Percentage Yield (APY)
The account earns 0.01% for balances over $0.00
up to 0.02%%
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
This account includes rebates of ATM fees when you use non-affiliated ATMs with the following limits:- Up to $6.00 total in rebates per month.
Yes
Non-affiliated ATM Usage Fee
There is no fee the first two times a month you use a non-affiliated ATM, there is a $3.00 fee for each use after that
$3.00/per use
International ATM Usage Fee
There is a $5.00 fee each time you use a non-affiliated ATM.
$5.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone and iPad application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- Text alerts for security messages, balances and account activity, and bill pay;- A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on iPhone, iPad and Android mobile application.
Free
Person-to-Person Payments
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold.- Notice of deposits or withdrawals over a certain threshold.
Included with Online Banking
Automated Phone Banking
There is a $0.75 transaction fee each time you use the automated telephone banking service after the first 8 transactions per month.
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
50% discount on checks
Yes
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $20.00 fee for a negative balance after 5 business days with less than a $0.00 balance.
Yes
Returned Item Fee
$33.00/per item
Overdraft Protection
This checking account has 4 options for Overdraft Protection.From a linked Savings Account:-No Transfer Fee- Funds are transferred in fixed increments of $100.00.From a linked Credit Card Account:- Transfer fee of $10.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00.From a linked Cash Reserve Overdraft Line of Credit:-No Annual fee - Transfer fee of $10.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00. From a linked Preferred Credit Line:- No Annual fee;- Transfer fee of $10.00. The transfer fee is charged per day;- Funds are transferred in fixed increments of $100.00.<
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