Minimum Opening Deposit
Account may be opened with a $25.00 deposit.
$25.00
Monthly Service Fee
The Monthly Service Fee of $7.00 can be waived by having an average monthly balance of $1,000.00 OR Deposits totaling $250.00 per Statement Cycle OR Age 60+
$7.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
This account includes Cash Rewards to put money back into your account based on your debit card usage. There is no annual fee for this card.
$0.00/yr
Surcharge-Free ATM Access
Surcharge-Free access to your cash at Money Pass Network, Shaazam Network, or on-premise Wells Fargo ATM locations.
Yes
Non-affiliated ATM Usage Fee
There is a $2.50 fee each time you use a non-affiliated ATM
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use an ATM in another country. In addition, there is a small fee calculated as a percentage of the total amount withdrawn.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, pay bills, receive alerts, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- A BlackBerry application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, receive alerts, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Popmoney-free for Standard 3 day Delivery, $10 for Express Next Day Delivery
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice when transactions of a certain type or size occur;- Confirmation of online bill pays.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
$2.00/month
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Yes
Overdrawing the Account
Negative Balance Fee
There is a $12.00 fee for a negative balance after 5 calendar days with less than a $0.00 balance. After that, this fee is assessed every 5 days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $35.00 per overdraft.
$35.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- There is no transfer fee, but customers are charged a percentage of the total amount covered.- Funds are transferred in fixed increments of $100.00.