Minimum Opening Deposit
Any amount greater than $0.00.
$0.01
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
ATM Fee Reimbursements
2 surcharge fees assessed by non-Union Bank ATMs will be rebated per statement period
Yes
Non-affiliated ATM Usage Fee
$0.00
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone and Android mobile applications.
Free
Person-to-Person Payments
Zelle=$0.00
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Notice of deposits or withdrawals over a certain threshold.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
There is a $3.00 monthly fee to receive images of canceled checks with monthly statements.
$3.00/month
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Negative Balance Fee
There is a $6.00 fee for a negative balance after 6 calendar days with less than a $0.00 balance. After that, this fee is assessed every day for up to 5 business days with a negative balance.
Yes
Returned Item Fee
The Insufficient Funds Fee is $33.00 per overdraft.
$33.00/per item
Overdraft Protection
This checking account has 4 options for Overdraft Protection.From a linked Savings Account:- No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Alternate Checking Account:-No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Credit Card Account:- No Transer Fee;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- No Annual fee; Transfer Fee of $10.00-No Transfer Fee;- Funds are transferred to bring the account balance to $0.00.