Minimum Opening Deposit
A $25.00 deposit is required to open this account.
$25.00
Monthly Service Fee
The $3.00 Monthly Service Fee can not be waived
$3.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Debit Card with Rewards
This account includes U Choose Rewards program to earn points for gifts and other items. There is no annual fee for this card.
$0.00/yr
Non-affiliated ATM Usage Fee
There is a $3.00 fee each time you use a non-affiliated ATM after 4 uses per month.
$3.00/per use
International ATM Usage Fee
$0.00
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Person-to-Person Payments
Free thru Zelle
Free
Email Alerts
This Email Alert feature enables you to receive warnings when your balance falls below a certain threshold.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
No
Monthly Paper Statements
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online for 6 months.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $30.00 per overdraft
$30.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged for every $100.00 of negative balance;- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.