Minimum Opening Deposit
Account may be opened with a deposit of any amount.
$0.00
Monthly Service Fee
$0.00
Debit Cards & Using ATMs
Debit Card
$0.00/yr
Non-affiliated ATM Usage Fee
No Chemical Bank ATM fees if 20 Debit Card signature-based transactions are completed within each monthly cycle. Otherwise There is a $2.50 fee each time you use a non-affiliated ATM.
$2.50/per use
International ATM Usage Fee
There is a $2.50 fee each time you use a ATM in another country. In addition, there is a fee calculated as 3.00% of the total amount withdrawn.
$2.50/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, transfer funds, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A downloadable mobile application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
This feature is available on the iPhone, iPad, and Android mobile application.
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- Reminders that bills are coming due for payment;- past due notifications.
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Unavailable
Free or Discounted Checks
No
Monthly Paper Statements
$3.00/month
Check Images with Statements
Not Included
Online Statements
Yes
Online Check Images
Check Images can not be viewed with this account
No
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $32.00 per overdraft.
$32.00/per item
Overdraft Protection
This checking account has 2 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.From a linked Overdraft Line of Credit:- Funds are transferred to bring the account balance to $0.00.