Minimum Opening Deposit
A $1,000.00 deposit is required to open this account.
$1,000.00
Monthly Service Fee
The Monthly Service Fee of $20.00 can be waived by:- Maintaining an average daily collected balance of $5,000.00;- Maintaining an minimum combined daily balance of $15,000.00; -$25,000.00 in combined deposit & loan balances;-$30,000.00 in combined trust balances; -$30,000.00 in combined brokerage balances
Surcharge-Free ATM Access
Surcharge-free ATM access at Ultra ATMs.
Yes
Non-affiliated ATM Usage Fee
No fee
$0.00
International ATM Usage Fee
There is a $2.00 fee each time you use a ATM in another country.You will be charged an international transaction fee equal to a 2% of the amount withdrawn.
$2.00/per use
Electronic & Telephone Banking
Online Bill Pay
Free
Mobile & Text Banking
This institution supports:- A text messaging service to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- A mobile-browser website to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An iPhone application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs;- An Android application to view account balances, view recent activity, transfer funds, pay bills, locate ATMs.
Free
Deposit Checks with Mobile Phone
Free
Email Alerts
This Email Alert feature enables you to receive:- Warnings when your balance falls below a certain threshold;- An email to let you know there's a secure message for you in Online Banking;- Priority Online Account notifications (i.e., change of password).
Included with Online Banking
Automated Phone Banking
Free
Checks & Statements
Unlimited Check Writing
Yes
Free or Discounted Checks
Free exclusive checks or 50% discount on non-exclusive checks
Yes
Monthly Paper Statements
Images of canceled checks may be included in monthly statements.* See local branch for details
Yes
Check Images with Statements
Included
Online Statements
Yes
Online Check Images
Images of canceled checks can be viewed online.
Yes
Overdrawing the Account
Returned Item Fee
The Insufficient Funds Fee is $36.00 per overdraft.
$36.00/per item
Overdraft Protection
This checking account has 4 options for Overdraft Protection.From a linked Savings Account:- Transfer fee of $10.00. The transfer fee is charged for every $25.00 of negative balance;- Funds are transferred in fixed increments of $25.00.From a linked Alternate Checking Account:- Transfer fee of $10.00. The transfer fee is charged for every $25.00 of negative balance;- Funds are transferred in fixed increments of $25.00.From a linked Credit Card Account:- Funds are transferred in fixed increments of $100.00.From a linked Overdraft Line of Credit:- Transfer fee of $10.00. The transfer fee is charged per transaction;- Funds are transferred to bring the account balance to $0.00.